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  • The State of Individual Disability Income 'DI' Reinsurance
    disability income reinsurance, presenting both the direct writer and reinsurer viewpoints, which includes: ... do. We hold about 1.5% market share. We have direct premiums of about $60 million, net premiums at ...

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    • Authors: Robert Beal, Thomas S Bell, John M Lenser, Charles M Waldron
    • Date: Jun 1996
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance>Health reinsurance
  • The Impact of AIDS on Life and Health Insurance Companies: A Guide for Practicing Actuaries
    on the other hand may increase the cost of health care by requiring longer and more expensive treatment ... ultimate death were reviewed by the Task Force. The primary model used by the Task Force was the model by ...

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    • Authors: Application Administrator, Robert Beal, Jay P Boekhoff, David J Christianson, Ronald Colby, Michael Cowell, Gary E Dahlman, David Holland, Walter H Hoskins, William C Koenig, Barbara Lautzenheiser, Richard W Mathes, Thomas W Reese, John E Tiller, Harry A Woodman, Michael L Zurcher
    • Date: Oct 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
  • Group Long-Term Disability Benefits Offset Reserving Practices Survey
    payment and/or use separate end dates for the primary and dependent Social Security disability benefits ... 5. Most participating companies estimate the primary and dependent Social Security benefit offsets ...

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    • Authors: Robert Beal
    • Date: Jun 2010
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Health & Disability>Disability insurance
  • Selling Your Individual Disability Insurance IDI Block Through Indemnity Reinsurance
    Volume 23 Finally, the buyer might value having a direct relationship with your policyholders and field ... physicians get used to the world of managed health care and stabilized incomes, and assuming that the buyer ...

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    • Authors: Robert Beal, G Boyd, Scott R Munse
    • Date: May 1997
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Reinsurance
  • Individual Disability Income - Managing the Bottom Line
    Premium growth should be measured in terms of total direct premium not just new business. It doesn't help ... portion are held by the reinsurer. Probably the primary reason why most companies reinsure disability income ...

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    • Authors: Robert Beal, W Duane Kidwell, David E Scarlett, Lois VandeKopple
    • Date: Apr 1990
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance
  • Approaches to Underwriting Disability Insurance
    distribution channel, whether you are selling to brokers direct or using the Internet, which is starting to show ... your distribution. If you're going to sell it direct to the employer, through a broker, which is the ...

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    • Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
    • Date: Oct 1999
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Disability insurance; Public Policy
  • The Financial Implications of AIDS for Life Insurance Companies in the United States
    accumulation stage and none during payout. Long-term-care insurance is a concern if issued at younger ages ... geographical and other company differences, is a primary feature of this report. However, the Task Force ...

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    • Authors: Robert Beal, David J Christianson, Harold J Deutscher, Ardian Gill, William C Koenig, Paul E Sarnoff, Thomas Reese
    • Date: Oct 1990
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Reserves - Life Insurance
  • Session 096: IDEC Update
    Session 096: IDEC Update The Individual Disability Experience Committee (IDEC) of the SOA ... follow federal law. The Sherman Act, is the primary U.S. antitrust law pertaining to association activities ...

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    • Authors: Jay Barriss, Robert Beal
    • Date: Feb 2020
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Experience Studies & Data; Experience Studies & Data>Disability; Health & Disability; Health & Disability>Disability insurance
  • The Financial Implications of AIDS for Individual Disability Insurance in the United States
    geographic and other company differences, is a primary feature of this report. However, the Task Force ... multipliers. 2.5 Underwriting Adjustments Of primary importance to the impact of HIV on a company's ...

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    • Authors: Robert Beal, David J Christianson, Harold J Deutscher, Ardian Gill, William C Koenig, Paul E Sarnoff, Thomas Reese
    • Date: Oct 1990
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance
  • Individual Disability Morbidity Trends
    Individual Disability Morbidity Trends This open forum begins with a presentation of the ... encompass the three highest underwriting classes for direct rider. This shows that the higher the occupation ...

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    • Authors: Robert Beal, Douglas Taylor, Paul George Ziobrowski
    • Date: May 2004
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Experience Studies & Data>Disability